Consumers

Buyers

Title insurance is crucial for a homebuyer because it protects both you and your lender from the possibility that your seller doesn’t—or previous sellers didn’t—have free and clear ownership of the house and property and, therefore, can’t rightfully transfer full ownership to you. Even though the chance of actually making a claim for coverage is relatively low, the value on what you stand to lose if you go without coverage is high—you could, in fact, lose the house itself.

The search, or “abstract”, involves combing through public records concerning the land—including past deeds, divorce decrees, bankruptcy filings, court judgments, and tax.

To put it simply, title insurance is a way to protect yourself from financial loss and related legal expenses in the event there is a defect in title to your property that is covered by the policy. Title insurance also differs in that it comes with no monthly payment. It’s just a one-time premium paid at closing.

As with many other types of insurance, an owner’s title insurance policy can feel like a waste of money if you never need to use it. But it’s a small price to pay to protect your interests in case anyone challenges your title after you close on your home. It’s security that lasts.

Sellers

Trust Experience and Convenience

Selling your house? We have the experience based on our employees closing thousands of transactions during their careers. We strive to work with you at your convenience to gather the paperwork for closing though sales with realtors or if you are handling the closing on your own. Our office will work with you to clear any liens that come up on the title abstract. We prepare all the necessary closing documentation for you to transfer good title to the buyer.

We will work directly with you, or with your agent if you prefer, so that you can trust us to make the closing process as smooth as possible.

Contact us to get your transaction started.